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Home » Telematics Insurance That Rewards Safer Drivers

Telematics insurance that rewards safer drivers

Man outside holding phone showing high risk driving score

Telematics car insurance

At Aura, we believe safer drivers should pay less for their car insurance. Our telematics insurance rewards safer drivers by offering lower premiums at renewal. 

Unlike traditional car insurance, which calculates your premiums based on the driving habits of similar drivers, telematics insurance calculates your insurance based on how you drive. The safer you drive, the more money you could save. So, whether you’re a new driver starting out or an experienced driver looking to save money on your car insurance, Aura offers a personalised solution that’s tailored to your needs.

No driving curfews

With our telematics insurance policies, there are no night-time driving restrictions, so you can drive where you want, whenever you want.

Real time driving data

Your device captures real time driving data where you can track your journeys, driving score and mileage usage through the app.

Accident assistance

The device can detect if you have been involved in an accident and contact the emergency services if necessary.

How does telematics insurance work?

Our telematics insurance calculates the cost of your premiums based on your driving performance. To do this, we ask you to fit a small telematics device in to your vehicle. The device collects information about your car’s mileage, where, when and how it is driven. No professional fitting is required, your device comes pre-assembled and is quick and easy to fit.

Once you’ve fitted the device, download the free Aura app to your smartphone to access your driving data. You have full control over your data and when to share it. 

Your device will calculate a driving score, which helps us to measure how safely you are driving. 

lady holding phone showing location on telematics app

Download the app

Once you’ve fitted your device, download the telematics app from the Apple and Android app stores, track your journeys, monitor your driving score and manage claims.


Install your device

Installing your device should only take a few minutes. No professional fitting required, so there’s no waiting around for an engineer or having to pay extra for installation.


Gain access to rewards

You can gain access to better rewards and discounts at renewal as your driving improves.

How we calculate your driving score


We calculate your overall score based on how often you speed, how you drive, the time of day you drive and your journey duration.


Your speed score is calculated based on how well you keep within the speed limits. Remember, speed limits are limits, not targets.


If you tend to brake harshly this could indicate that you're an unsafe driver and may impact your driving score.

Night-time driving

Although our policies do not come with driving curfews, driving late at night, between 11 pm and 5 am may affect your driving score.

Learn more about how we calculate your driver score.

Telematics box - key features

Self-install device.

Crash detection and assistance.

No need to monitor battery levels provided the device remains permanently installed. 

Trakm8 OBD device white background

Wireless telematics device.

Detailed driving data and historical journeys. 

Safe driving tips.

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